Medicare Consulting

Effective Medicare assistance hinges on personalized service and clear communication. Many employees overlook Medicare until it becomes necessary. They typically enroll in employer-provided health benefits without much thought, only to realize the changing landscape as they near Medicare eligibility. This is where Cerebrum Strategic Advisors steps in.

We comprehend the intricate relationship between Medicare and other benefits. Employers entrust us with the administration of their comprehensive benefits package, including guiding employees through the transition to Medicare. Our approach is centered on understanding each individual's unique needs and addressing them comprehensively. Our primary objective is to empower clients with knowledge about their Medicare benefits, enabling them to make informed decisions regarding their healthcare coverage. 

Individual Health Coverage

Individual health insurance refers to coverage that an individual or family procures independently, rather than through an employer or government program such as Medicare, Medicaid, or CHIP. It is intended for those who lack access to employer-sponsored or government-provided health benefits, such as employees of small businesses without health benefits, self-employed individuals, and those who retire before becoming eligible for Medicare at age 65. We present all available plan options tailored to your lifestyle and budget. To assist in making an informed decision about your health coverage, we provide a comprehensive view of your Real Total Cost, encompassing premiums, co-pays, deductibles, and any additional out-of-pocket expenses.

Individual Dental

Discover a plethora of cost-effective individual dental insurance plans from top carriers nationwide with Cerebrum Strategic Advisors. Delve into our range of PPO, Dental HMO, managed, and discount dental plans. 

Individual Vision

Cerebrum Strategic Advisors provides budget-friendly and adaptable vision packages tailored for seniors, self-employed, part-time employees, and individuals in transition between jobs. Our plans include comprehensive vision services such as regular eye check-ups, vision assessments, and coverage for prescription eyewear and contact lenses.

Travel

Embark on your next adventure worry-free with Travel Insurance, your shield against unforeseen mishaps! Whether your journey faces delays, interruptions, or cancellations, we've got you covered financially. Plus, rest easy knowing that our policy includes comprehensive medical expense coverage for your peace of mind while exploring the world. Travel confidently and leave your worries behind with Travel Insurance!